



4931 Needle Fish LN
$134,900.00
PINE ISLAND COVE
MLS: 2026030375
Bedrooms
2 Bed
BathRooms
2
Year Build
1989
Payment
$807.74
Living Area
768 sqft
Lot Size in Sq.ft
4008 sqft
List Price/SqFt
$175.65
Status
Active
4931 Needle Fish LN at PINE ISLAND COVE - $134,900.00 - Residential - 2 Beds - 2.0 Baths - 768 Sqft - 1989 Build. PINE ISLAND COVE - Lee - ST. JAMES CITY - FL
MOTIVATED SELLER - BRING YOUR OFFER! LAND-OWNED FURNISHED HOME IN PINE ISLAND COVE WITH NO LOT RENT, BOATING ACCESS & 55+ RESORT-STYLE LIVING! Discover an affordable opportunity to own a furnished manufactured home in Pine Island Cove, a popular 55+ waterfront boating community in St. James City on Pine Island. With land ownership, NO LOT RENT, low HOA fees, community boating access, and resort-style amenities, this home offers the relaxed Southwest Florida lifestyle buyers are searching for. Pine Island Cove is ideal for boating, fishing, and active Florida living. Residents enjoy a long, wide community boat ramp, boat-rinsing station, waterfront green space, remodeled clubhouse, community swimming pool, pickleball, bocce, social activities, and neighborhood events. Launch your boat, spend the day exploring Southwest Florida waterways, or simply relax and enjoy the laid-back Pine Island lifestyle. The home welcomes you with a screened front porch, perfect for morning coffee, visiting with neighbors, or enjoying the island breeze. A separate utility room provides convenient indoor laundry plus additional storage for fishing gear, boating equipment, beach supplies, and everyday necessities. Inside, the kitchen opens to the dining area and spacious great room, creating a comfortable layout for entertaining and daily living. A Florida room provides valuable additional living space and can be opened to enjoy fresh air or enclosed for year-round use. Both bedrooms are generously sized. The primary suite features a private en-suite bathroom, while the guest bedroom is conveniently located near the second full bath. Recent improvements include a newer roof, newer luxury vinyl plank flooring with vapor barrier, and a newer carport. Offered furnished, this St. James City home is ready to enjoy as a seasonal Florida retreat, winter residence, or full-time Pine Island home. The outdoor area behind the property provides additional space for grilling, entertaining, relaxing, or creating your own personalized outdoor living area. Located in Pine Island Cove, you can enjoy the best of St. James City with convenient access to boating, fishing, kayaking, waterfront dining, local restaurants, and the Old Florida island lifestyle Pine Island is known for. Whether you are searching for a Pine Island Cove home, St. James City 55+ community, land-owned manufactured home with no lot rent, affordable Florida retirement home, boating community property, or furnished seasonal residence, this home offers exceptional lifestyle and value. Buyers considering Florida residency may also wish to explore potential homestead and property-tax benefits available to qualifying Florida homeowners. Buyers should independently verify eligibility and potential savings with the appropriate property appraiser or tax professional.
MLS DETAILS
City
ST. JAMES CITY
County
Lee
Township
NA
ParcelNumber
10-45-22-05-00000.3160
Development Name
PINE ISLAND COVE
Sub Condo
PINE ISLAND COVE
Architectural Style
Manufactured
Courtesy Of
KW Florida Living
View
Landscaped Area
Showing Instructions
NA
Living Area
768 Sqft
Lot Size
4008 Sqft
Lot Dimension
50 X 80 X 50 X 80
Furnished
Turnkey
Levels
1
Property Type
Residential
Road Surface Type
Paved
Water Source
Central
Flooring
Carpet, Vinyl
Floor Plan Type
Great Room
MLS Area Major
PI02 - Pine Island (South)
Storm Protection
Other
Community Types
Boating, Mobile/Manufactured, Non-Gated
Community Features
Clubhouse, Pool, Dog Park, Fitness Center
Building Features
Building Description
Other
Equipment
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Smoke Detector, Washer
Rooms Details
Florida Room, Guest Bath, Guest Room, Laundry in Garage, Open Porch/Lanai, Screened Lanai/Porch
FINANCIALS
Recurring Fee
HOA Fee:
$160.00 - Monthly
Master HOA Fee:
$0.00
Condo Fee:
$0.00
Special Assessment Fee:
$0.00
Other Fee:
$0.00
Land Lease:
$0.00
Annual Food & Beverage Min::
$0.00
Mandatory Club Fee:
$0.00
Rec. Lease Fee:
$0.00
Total Anual Recurring Fee:
$1,920.00
One Time Fee
Mandatory Club Fee:
$0.00
Land Lease:
$0.00
Rec. Lease Fee:
$0.00
Other Fee:
$0.00
Spec Assessment:
$0.00
Transfer Fee:
$0.00
Application Fee:
$0.00
Total One Time Fee:
$1,000.00
Association Amenities [Included in Fees]
Barbecue, Boat Storage, Bocce Court, Clubhouse, Community Boat Ramp, Community Gulf Boat Access, Library, Pickleball, Shuffleboard Court, Pool, Community Room, Dog Park, Fitness Center, Storage
Fee Includes
Manager, Rec Facilities, Reserve, Sewer, Street Lights, Street Maintenance, Trash Removal
Tax Annual Amount
$898.66
INTERIOR FEATURES
Rooms Total
Bedrooms
2
BathroomsFull
2
BathroomsHalf
Living Area
768 Sqft
Sewer
Utilities
Carport Spaces
1
Covered Spaces
1
Electric
Pets Allowed
Limits
Irrigation Source
None
Garage Spaces
Gas
Green Energy Generation
Irrigation Source
None
Private Pool
No
Pool Features
Community
Private SPA
No
Spa Features
Community
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Washer
Interior Features
Smoke Detectors, Vaulted Ceiling(s), Walk-In Closet(s), Window Coverings
Bedroom Features
Dining Room Features
Dining - Family
Window Features
Window Coverings
Door Features
Laundry Features
In Garage
Patio And Porch Features
Patio
Spa Features
Community
Cooling
Ceiling Fan(s), Central Electric
Heating
Central Electric
Foundation Details
EXTERIOR FEATURES
Total Parking
1
Roof
Metal
Fencing
Frontage Type
Gulf Access
Boat Access
Car Port Spaces
Car Port Desc
Construction Materials
Foundation Details
Exterior Features
Boat Ramp, Open Porch/Lanai, Screened Lanai/Porch, Storage
Security Features
Smoke Detector(s)
Accessibility Features
Fireplace Features
Parking Features
Covered, Driveway Paved, Golf Cart, RV-Boat, Attached Carport
Amenities
Barbecue, Boat Storage, Bocce Court, Clubhouse, Community Boat Ramp, Community Gulf Boat Access, Library, Pickleball, Shuffleboard Court, Pool, Community Room, Dog Park, Fitness Center, Storage
Waterfront Features
None
Pool Features
Community
SCHOOL DETAILS
Elementary School
NA
Elementary School District
NA
Middle / Junior School
NA
Middle / Junior School District
NA
High School
NA
High School District
NA




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